You have to fill out and return

Wed Feb 2 01:19:41 PST 2005

Dear Homeowner, 

You have been pre-approved for a $ 405,000 Home L[o]an at a3.5% 
Fixed Rate. This offer is being offered to you and yourcredit 
is in no way a factor.

Take Advantage of this Limited Time opportunity!! 
Visit our Website and complete the 1 minute post Approval Form. 

http://lacunae.homeloanon.com/?partid=aaks9

Best Regards,
Gabrielle Kiefer, Account Manager
Garten Group LLC.

r.mv - http://homeloanon.com/st.html